Our company prides itself in providing our clients with low APR for unsecured lines of credit without all of the hassle. Our team will work with you to set the right repayment options for your individual needs.

The main advantage of an unsecured line of credit is the fast approval process for qualifying applicants. This type of financing also requires less paperwork than other loan options, ultimately saving time for clients.

As long as you have a good credit score, you could acquire an unsecured line of credit funds without the need for assets or collateral.

The limitation is that lenders will generally only consider this type of loan for well established companies who have excellent debtor reputations. Be rest assured that our team of experienced professionals is here to help you decide whether it is a good fit for you.


Please take a few seconds to fill out this form so we can give you customized information for your financial needs and how quickly you can be funded.

Our company offers secured and unsecured business lines of credit that suit every company size, form and industry. If you are in need of funding for everyday business expenses such as utility bills, account payable, employee wages then; a line of credit is the answer to smoothen out cash flow speed bumps. Our team will work with you to locate the financing option that is the right fit for your business with low interest rates and a variety of repayment options.




We can find the right Secured Line of Credit that will work best for your business by starting the process early. Typically, a Secured Line of Credit is the best option for a higher maximum credit limit and lower interest rates. Lenders will usually require that business Owners have assets and in order to place a lien for the amount and duration of the loan.

This provides the lender with a way to recoup the funds in case of a default and non-payment. A Secured Line of Credit is a great fit for medium and small businesses i.e. it's usually the best option for obtaining funding quickly. While the business may not need it today, even the most successful businesses need financing on occasion.

This ensures that when they need the funds, access has already been guaranteed. Even if the business has been denied a Secured Line of Credit in the past, we work with the largest network of lenders in the industry and we will find you a loan to meet your needs.


A working capital loan cannot be used to purchase long-term investments like equipment or real estate but rather it is a loan that provides financial relief for daily business operations of the business like accounts payable, wages and invoicing.

We know how business grows and changes with the times. In other words, when business is good, obtaining a Line of Credit may not even cross the business owner's mind. However, when business gets slow, having a Revolving Line of Credit is a Savior.

Your business should be prepared for anything as our Working Capital Lines are always there when you need them.

A Working Capital Line of Credit maintains a maximum loan amount that your business can borrow from, as needed. One of the many advantages of this type of financing is that the borrower is only charged interest on borrowed funds and not the maximum loan amount.

Businesses receives more freedom for repayment as funds since Working Line of Credit comes in without high interest rates or finance charges.


Step 1: Pre-Qualifying


A working capital is a type of loan that when secured cannot be used to purchase long-term investments like real estate or equipment, however, it is the type of loan that provides financial relief for business owners to perform their daily business operations which could constitute of invoicing, accounts payable and/or wages.

We do our best to know how businesses grow and the changes they make with the times. Needless to say, we understand that business is thriving, obtaining a Line of Credit may not even cross your mind as the business owner. Nevertheless, as business operations slow down, having a Revolving Line of Credit could save the day.

The Working Capital Lines we help you secure will always be there when you need them.

A Working Capital Line of Credit maintains the maximum loan amount that your business can borrow from, when needed. One of the various advantages of securing this type of financing is that the business is charged interest only on the secured funds and not the maximum amount of the loan.


Businesses receive more freedom for repayment as funds since Working Line of Credit comes in handy without the high interest rates or finance charges.

Step 2: Initial Consultation & Lender Preparation


As you already know, depending on your credit status, your business might be eligible for unsecured business lines of credit, even now, with any further steps required. If so, we’ll proceed right to step three (see below.) Your credit report might also have “blemishes” that might  need fixing before proceeding with the process.

At Diamond Ethical, we help you using our efficient credit restoration program, which is no problem to us. We are comprised of experienced individuals who understand the inner workings of both business and personal credit better than anyone. We diagnose and get you try to pre-approved as fast as possible as we already know how to match you with the right lenders based on your credit file, geography, industry, and many other variables.

If there are credit issues, either big or small that you might have standing in the way of getting any type of financing, then we have a program to help you correct those errors on your credit file before moving forward.

Nevertheless, please don’t let poor credit discourage you. We dissect your unique situation based on some viable factors needed to get you funded. We understand both business and personal credit intimately, and try to tackle this obstacle in the way to get you funded and fast.

Credit issues might take anywhere from a few days to 60 days to resolve, if you follow our directive carefully. Through the efficiency of our program, you will be kept updated on the important developments every step of the way. You might have available some financing solutions before the credit restoration process gets resolved, in some cases.

Step 3: Ask about our $50,000 Credit Guarantee

We commonly help startup business owners who are in their first two years to obtain between $25,000 - $200,000 or more in low-cost funding.

Therefore, if your business passes our pre-qualification stage, we could guarantee you a minimum of $50,000 in spendable, unsecured business lines of credit. It’s our most popular and sought-after funding solution.

Of course, the best part is that the funding is delivered with NO collateral and in the form of lines of credit that you don’t have to make payments on until you use them and that means whenever you want, over and over again. Commonly, most clients receive between $50,000 - $100,000 in their first 30 days, but everyone’s situation is unique.

Contact us TODAY to find out.

Could your business benefit from $50,000 or more in low-cost financing that you can use anywhere, anytime, and for anything?

We’re a phone call away if you would like to find out more, contact us at (956) 624-9792.


Custom rates & quick, easy approval.



Tel 1. (956) 624-9792

Tel 2. (956) 378-6459

4313 N. 10th St. Suite F1

McAllen, TX 78504



Monday - Friday: 8:00 AM - 5:00 PM

Saturday: Closed

Sunday: Closed




Access to business funding through our team of experienced professionals excited to work for you.

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