As your credit specialist, our most important job is to review your credit history reports with you and to begin the process of disputing negative inaccurate items on your reports.


Our next important job is to give you recommendations to follow, which will help you to speed up the process, achieve a higher score and keep it. While we do our part, please read the following information and follow our steps and your score will start to improve quickly.

How Credit Repair Works

Credit repair is 100% legal. It works because of a law called “The Fair Credit Reporting Act.” The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed.


Even accurate negative items can often be removed or negotiated away. This law is the basis of all credit repair and the foundation of our business.


Your credit payment history and profile is the makeup of a credit report. These files or reports are maintained and sold by “consumer reporting agencies.” One type of consumer reporting agency is commonly known as a credit bureau.


The largest three credit bureaus are Transunion, Equifax, and Experian. You have a credit record with these agencies if you have ever applied for a credit or charge account, a personal loan, or a job.Your credit record contains information about your income, debts, and credit payment history.


It also indicates whether you have defaulted on any debts, have any outstanding judgments or child support, and whether or not you have any bankruptcies.

The 3 Steps Credit Repair Features:

  • Programs that fit every need. From small errors to complicated files. Connector.Connector.

  • Track your progress online 24 hours a day. Connector.

  • Sit back, relax, and watch your credit improve.

With our guidance you will have the tools necessary to successfully open new credit cards and have the knowledge to manage balances for a optimal FICO score.

We will treat your credit score like it is our own. While reviewing your report we will pinpoint areas of your report that you can take action against to increase your FICO credit scores.

FREE Personal Consultation

and Loan Consolidation

Enter your information for your no-cost personal credit and loan consultation! (Value $199)

The Fair Isaac Organization better known as FICO puts a huge amount of scoring risk towards credit card ratios. When you sign up with us we will take care of all the disputing, however if you want a quick increase you should take a look at your credit to debt ratios on your revolving lines and consider lowering them down below 30% at minimum.

Dealing With Collectors Could Be a Hassle

​​Collections agencies try as hard as they can to be perfect but seldom are. Collections are bought and sold and passed around from company to company.


Errors can accumulate this way. Along with selling to collections a lot of creditors simply do not cease collection efforts causing duplicate accounts.


Many of these debts that become old fall past the time allotted for reporting to the credit bureaus. Surprisingly there are many accounts that are simply reported to on the wrong persons credit report.


Looking into the face of anything can be extremely difficult, even more so when it comes to a financial rough patch. You are not in this alone.


Our program will provide you with a smart way to obtain new accounts, clean errors and get your credit report back on track.

If you're tired of being denied for bad credit, then, you've come to the right place. We know how challenging it is to resolve today's credit issues, therefore our goal is to ensure satisfaction of every client by being superior in the field of credit repair.

Contact us today to learn more about how you can get credit for your Personal Credit restored i.e. FIXED.



Tel 1. (956) 624-9792

Tel 2. (956) 378-6459

4313 N. 10th St. Suite F1

McAllen, TX 78504



Monday - Friday: 8:00 AM - 5:00 PM

Saturday: Closed

Sunday: Closed




Access to business funding through our team of experienced professionals excited to work for you.

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